BANK should be taken as TIME.

Imagine there is a bank, which credits your account each morning with Rs 86,400, carries over no balance from day to day, grants you to keep no cash balance, and every evening cross out  whatever part of the amount you had failed to use during that day. What would you do? Draw out every single penny, of course!
Well, everyone has such a bank. Its name is "Time".
Every morning, it credits you with 86,400 seconds. Every night it writes off, as lost, whatever of this you have failed to use for good purpose. It carries over no balance. It allows no overdraw. Each day it opens a new account for you. Each night it burns the records of the day. If you fail to invest the day's deposits, the loss is all yours.
You can not go back. There is no withdrawing against the "tomorrow."
Therefore, there is never not enough time or too much time. Time management is decided by us alone and nobody else. It is never the case of us not having enough time to do things, but the case of whether we want to do it.